Creator Terms

Last updated: 7 November 2026

These Creator Terms govern selling on the Cubrik Marketplace (the "Marketplace"), on which members of Cubrik sell to other members subscriptions to trading strategies they wrote. The Marketplace is operated by Cubrik Inc., a Delaware corporation ("Cubrik", "we", "us"). These Creator Terms apply to you, in addition to the Terms of Service, from the moment you join the Marketplace as a creator from the Creator page of your account; on selling, they prevail over the Terms of Service where the two differ. The version you accepted, and when, is recorded when you join.

1. Who sells

1.1. When another member subscribes to one of your strategies — an agent of yours put on sale on the Marketplace — the subscription is a contract between you, as its seller, and that member (a "subscriber"). Cubrik is not the seller and is not a party to that contract. Cubrik operates the Marketplace: it shows your listings, reviews what you sell, runs each strategy for its subscribers under the licence in clause 8, and receives a fee on each payment (clause 6).

1.2. A subscription gives the subscriber the right to have Cubrik run the strategy for them, as a private agent trading on an account of theirs connected to Cubrik, for as long as the subscription lasts. The subscriber sees what the agent does and the reasons it gives, never its instruction, and chooses only the account it trades on, its limits, and whether it runs or is paused. The subscriber pays for running it from the credits of their own Cubrik plan, and may cancel at any time; a cancelled subscription runs to the end of the period paid for and does not renew. You sell each subscription on these terms and may not add others. You have no access to subscribers' accounts.

1.3. Payments are processed by Whop, Inc. ("Whop") on a seller account of your own (your "Whop account"), which Whop opens for you when you join, connected to Cubrik's account at Whop. Your use of Whop — including its verification of your identity, how it holds your balance and pays it out to you, and its fees — is governed by Whop's terms. Cubrik does not hold, receive or pay out your earnings, and is not liable for Whop's processing of payments or its payouts.

1.4. You authorise Cubrik, on your Whop account and on your behalf: to create, update and archive the product and the plans through which each of your listings is sold, with the listing's words and at the prices you set; to create checkouts for subscribers; to cancel subscriptions, at once or at the end of their period, where these Creator Terms provide; and to make refunds where clause 7 provides. You must not change on Whop the products, plans or prices that Cubrik created, create others for your strategies, or offer subscribers discounts, trials or other terms there.

1.5. You act as an independent seller. Nothing in these Creator Terms makes you an employee, agent, partner or representative of Cubrik, and you may not make commitments on its behalf.

2. Joining

2.1. Any holder of a Cubrik account who meets the eligibility conditions of the Terms of Service (clause 3) may join while the Marketplace is open; while it is open by invitation only, only the accounts we invited may join. Joining is free. A person may be a creator through one account only.

2.2. When you join, you choose a public name, shown as @name on everything you sell, you give your country, and you declare whether you sell as a private person or as a business (clause 12). Your public name must not mislead, must not be another person's name or brand, and must not suggest that it is Cubrik's or speaks for Cubrik: names beginning with "cubrik" or "official", and words such as "support", "admin" or "team", are not available.

2.3. To sell, you must complete Whop's verification of your identity and accept Whop's terms. Whop decides whether to open, verify and keep your Whop account, and from which countries it accepts sellers. A listing goes on sale only once your Whop account can take payments, and its sale is suspended whenever it cannot.

2.4. If you join for a business, you represent that you are authorised to bind it, and "you" in these Creator Terms means that business.

3. What you may sell

3.1. You may sell only your own work. An agent may be put on sale, and a new version of it sent for review, only if:

• it is a trading agent that follows a written instruction;
• it was not made from one of Cubrik's templates, and was not copied from the Library or from another member's agent;
• it has never been shared in the Library, and no one has copied it;
• its instruction is not the same as, or nearly the same as, another text on Cubrik: a strategy shared in the Library, a Cubrik template, an agent you copied, or a version of another listing;
• it has traded with real money, on an account of yours, for at least 30 days since its first such trade, and has closed at least 10 trades;
• at least one of Cubrik's plans can run it as you run it; and
• it is of a kind the Marketplace accepts: on 7 November 2026, an agent that wakes on posts on X cannot be sold.

3.2. Cubrik may change these conditions, including the number of days and of trades, under clause 17; a change applies to agents put on sale, and versions sent for review, after it takes effect. The conditions in force are shown on your Creator page when you put an agent on sale.

3.3. You represent and warrant that you own each strategy you sell or have the right to license it as clause 8 provides, and that selling it, and Cubrik running and showing it as these Creator Terms provide, infringe no one's rights and breach no obligation of yours.

3.4. You may not share in the Library an agent you have put on sale, or an agent nearly the same as one, including after you stop selling it; Cubrik refuses such a share.

4. Listings and prices

4.1. Each agent may be sold through one listing. A listing has a title, a one-line tagline and a description, which you write and which are shown to every member; they must describe the strategy truthfully and follow clause 10. The description is not the instruction: subscribers never see the instruction.

4.2. You set a listing's prices in euros: a monthly price, for a subscription that renews every 30 days, and, if you wish, a yearly price, for a subscription that renews every 365 days. The monthly price must be within the range Cubrik sets — from €5 to €500 on 7 November 2026 — and a yearly price must be at least the monthly price and at most twelve times it. The range in force is shown on your Creator page.

4.3. The price is the only charge. You may not ask subscribers for any other payment for a strategy or in connection with it: no share of profits, no performance or success fee, no set-up fee, no tip and no payment outside the Marketplace.

4.4. You may change a listing's prices at any time. A new price applies to subscriptions bought after it takes effect; existing subscribers keep renewing at the price at which they subscribed.

4.5. Each listing shows the lowest of Cubrik's plans that can run the strategy as you run it; a subscriber needs that plan to run it. Cubrik's plans, and so the plan a strategy needs, may change.

5. Review and versions

5.1. When you send an agent for review, it is frozen as a version: its instruction, its schedule and time zone, its model and its limits, as they are at that moment. Subscribers' agents run the version on sale; changes you make to your own agent afterwards reach them only as a new version, once Cubrik approves it.

5.2. Cubrik reviews every version before it is sold or reaches any subscriber, and every change to a listing's title, tagline or description before buyers see it, for compliance with these Creator Terms and the Terms of Service. An approval means only that Cubrik found no breach of them. It is not an assessment of the strategy's soundness, profitability or suitability for anyone, nor of its lawfulness in any country, and it is not an endorsement or a recommendation.

5.3. One version of a listing may wait for review at a time, and at most two versions of a listing may be sent for review in any seven days. With each new version you write a note of what changed, which subscribers are shown.

5.4. When Cubrik approves a new version, it replaces the version on sale for every subscriber's agent, from that agent's next run, without the subscriber's approval, and subscribers are told what changed. An agent whose subscriber's plan cannot run the new version as you run it is paused.

5.5. Cubrik may take back the version on sale, for a reason it gives you under clause 13.3. Subscribers' agents then return to the version approved before it or, if there is none, the listing is taken off sale under clause 13.2.

6. The Platform Fee

6.1. Cubrik's fee for operating the Marketplace (the "Platform Fee") is 20% of each payment a subscriber makes for a subscription to one of your strategies, renewals included, unless a different rate has been agreed with you in writing (an e-mail is enough), in which case that rate applies.

6.2. Whop calculates the Platform Fee, deducts it from each payment when the payment is made, and pays it to Cubrik. The rest of the payment is credited to your Whop account, less the fees Whop charges under its terms, which are yours to bear and do not reduce the Platform Fee.

6.3. Your Creator page shows the payments made for your strategies, the Platform Fee and what remains to you before Whop's fees, as Cubrik counts them; your balance and your payouts are as Whop's own statements say.

6.4. Cubrik may change the Platform Fee under clause 17. A change applies only to payments made after it takes effect.

7. Refunds, chargebacks and disputes

7.1. You decide on your subscribers' requests for refunds, within the law that applies to the sale and these Creator Terms. A refund you grant is made through Whop; where Whop does not let you make it yourself, Cubrik makes it at your request.

7.2. Refunds, chargebacks and disputes on your sales are borne by you: the amount refunded or reversed, and any fee Whop charges for it, is taken from your Whop balance. The Platform Fee on a refunded or reversed amount returns to your balance only to the extent Whop reverses it.

7.3. If your Whop balance does not cover a refund, a chargeback, a dispute or a fee, the shortfall is yours. Whop may recover it under its terms, and if Cubrik is made to pay any of it, you must repay Cubrik when asked.

7.4. Cubrik may refund a subscriber, in whole or in part, from your Whop account, without your agreement:

• where the law requires it, including a consumer's rights or a decision of a court or an authority;
• where the subscriber was charged twice, in error, or after cancelling;
• in a case of fraud or abuse; or
• where you have breached these Creator Terms, including when Cubrik takes a listing off sale, or ends its subscriptions early, for that reason.

Cubrik tells you by e-mail of each refund it makes under this clause, and why.

8. Your licence to Cubrik

8.1. You keep ownership of your strategies. For each version Cubrik approves, you grant Cubrik a non-exclusive, worldwide, royalty-free licence to store, reproduce, run and otherwise process it, itself and through its service providers — including the companies whose artificial intelligence models run it — for every subscriber, for as long as that subscriber's subscription lasts, including after you stop selling the strategy, until the last subscription sold before then has ended. The licence also covers reviewing each version, testing it, and comparing it with other texts on Cubrik, as these Creator Terms provide.

8.2. You also grant Cubrik a non-exclusive, worldwide, royalty-free licence to show, in the Service, your public name and, for each listing, its title, tagline, description, prices and notes of changes, and the figures described in clause 10.1, for as long as the listing exists.

8.3. Cubrik keeps each approved version unchanged for as long as the licence in clause 8.1 lasts, and afterwards for as long as it needs it to deal with a complaint, a dispute or a legal obligation concerning it.

8.4. These licences survive the end of these Creator Terms and the closure of your Cubrik account, for as long as clauses 8.1 to 8.3 provide.

9. The instruction stays private

9.1. Cubrik does not show a strategy's instruction to its subscribers or to other members, and takes reasonable technical measures to keep it from their screens.

9.2. A strategy's logic may nevertheless be inferred from its trades and from the reasons its agent gives for its decisions, and an artificial intelligence model may restate parts of an instruction in other words. Cubrik does not guarantee that an instruction stays secret, and is not liable if a subscriber or anyone else works it out, reproduces it or trades a strategy like it.

9.3. Cubrik's staff read an instruction to review it, and when they deal with a report, a complaint or a security matter. Cubrik's service providers, including the companies whose artificial intelligence models run it, process it as the Privacy Policy describes. Cubrik uses it only to operate the Marketplace and to provide the Service.

10. Figures, claims and conduct

10.1. A listing shows only figures that Cubrik measures or computes: the results of the agent you sell, from its trades with real money on your own account; the number of subscribers, once there are at least three; the results of subscribers' agents together, as rates, once at least three subscribers have traded it; and any other figure Cubrik computes for a version, such as a backtest, described as what it is. You cannot add to these figures, change them or remove them.

10.2. A listing's words must be truthful and must not:

• state results or other figures of performance;
• promise or suggest a return, a profit or an income;
• describe the strategy as safe, certain or free of risk; or
• state or suggest that Cubrik recommends, ranks, guarantees or has verified the strategy.

10.3. Wherever you promote a listing — on social media, in your own channels or anywhere else — you must not promise returns or make claims that are false or misleading; any figure of results you quote must be one shown on its listing, with the date on which it was shown; and, where the law of your audience requires it, you must make clear that you are selling the strategy and that trading carries a risk of loss.

10.4. You may not give personalised investment advice to subscribers or to anyone considering a subscription. You may describe what a strategy does; you may not tell a person whether, or how much, they should trade with it.

10.5. You must not:

• ask a subscriber for the keys, passwords, codes or other access to any of their accounts, or to let you control them;
• use what you learn about subscribers as their seller to sell them your strategy, or one that replaces it, outside the Marketplace, or to move them off it. What protects a subscriber — Cubrik's review, the figures it measures, and a strategy run privately on the subscriber's own account without anyone else holding their keys — exists only on the Marketplace; this rule does not otherwise limit what you offer elsewhere, or to whom;
• manipulate the figures Cubrik measures or the number of subscribers, for example by subscribing through other accounts or other people; or
• use a strategy to move a market or to trade against its subscribers, for example by trading ahead of their agents or by taking the other side of their orders.

11. How listings are shown

11.1. The Marketplace does not rank listings. Cubrik does not order them by any judgment of their quality, gives none a "recommended", "featured" or similar label, and applies the same rules, review and display to every listing.

11.2. Listings are shown newest first, by the date they went on sale. A reader may instead sort them by a figure of their choice, such as the win rate, the return or the price, and may search them by words, which only narrows the list to the listings whose title, tagline, public name or markets contain those words. The order never depends on anything else.

11.3. No one can pay for a place in the order or for greater prominence, and a rate agreed with you under clause 6.1 does not change where or how your listings are shown. Cubrik does not sell strategies of its own on the Marketplace.

11.4. Cubrik shows listings on sale to members in the Service. Each listing also has a link, cubrik.ai/m/ followed by the listing's name, which you and Cubrik may share; if you take part in Cubrik's affiliate programme, the link carries your affiliate code, and the Affiliate Terms apply to the members who join Cubrik through it. Cubrik does not offer listings through any other channel or affiliate programme.

12. Seller status and consumers

12.1. When you join, you declare whether you sell as a private person or as a business — a "trader" in the words of EU consumer law: a person acting for purposes relating to their trade, business, craft or profession. Your declaration must be true, and you must tell us at help@cubrik.ai as soon as it changes. Cubrik shows it on each of your listings, and tells buyers that EU consumer law on purchases from a business does not apply to a purchase from a private seller. Cubrik relies on your declaration and does not check it, but may treat you as a business where the facts show that you act as one.

12.2. If you sell as a business, the obligations that the law places on a business selling to consumers are yours alone, including the information to give them, their right of withdrawal where it applies, and the conformity of what you sell. You must give Cubrik, when asked, the information about you that the law requires Cubrik to obtain or to show buyers — such as your name or company name, address, e-mail address, telephone number and registration number — and Cubrik may show it on your listings.

13. Decisions, reasons and complaints

13.1. Cubrik may refuse a listing, a version or a change to a listing's words; take a listing off sale; take back the version on sale; restrict or suspend your selling; or end these Creator Terms with you, on any of these grounds:

• a breach of these Creator Terms or of the Terms of Service;
• a listing, version or claim that is unlawful, false, misleading or infringing, or that copies another strategy;
• fraud or abuse, or a reasonable suspicion of it, including manipulated figures, subscriptions bought by or for yourself, or an unusual rate of refunds, chargebacks or disputes;
• a risk of serious harm to subscribers, such as a version that trades in a way its listing does not describe;
• a legal or regulatory obligation of Cubrik, or an order of a court or an authority, including where Cubrik considers that offering a strategy, or offering it in a country or to certain persons, would require a licence or registration that you or Cubrik do not hold; or
• your Whop account no longer being able to take payments, or being closed, or your Cubrik account being suspended or closed under the Terms of Service.

13.2. When Cubrik takes a listing off sale, no new subscription to it is sold and none renews. As a rule the subscriptions run to the end of their current period and subscribers' agents run until then; where Cubrik judges that running the strategy puts subscribers at risk, or the law requires it, the subscriptions end at once and the agents stop. Cubrik may refund subscribers under clause 7.4. When Cubrik suspends your selling or ends these Creator Terms with you, it takes every listing of yours off sale in this way.

13.3. Cubrik tells you of a decision under clause 13.1 by e-mail, before it takes effect or at the latest when it does, with its reasons: the facts or circumstances that led to it, and the rule concerned. It does not do so where the law or an order forbids it.

13.4. Cubrik gives you at least 30 days' notice by e-mail before ending these Creator Terms with you, except where the law requires it to end them sooner, where a serious breach entitles it under the applicable law to end them at once, or where you have repeatedly breached these Creator Terms.

13.5. You may complain about a decision under this clause, or about anything else concerning the Marketplace, free of charge: reply to the e-mail that told you of the decision, or write to help@cubrik.ai, with the facts you want us to consider. We review the matter and answer you in writing within 10 business days, with the outcome and its reasons. If we find that a decision was wrong, we reverse it, as far as it can be reversed, without undue delay.

13.6. Anyone may report a listing to Cubrik, from the listing's page or by writing to help@cubrik.ai. Cubrik reviews reports and may act on them under this clause.

14. Licences, advice and tax

14.1. Cubrik does not check whether selling a strategy requires you to hold a licence or a registration, in your country or in your subscribers', for example as a commodity trading advisor or as an investment adviser, and does not advise you on it. That is your responsibility: you must hold any licence or registration that selling your strategies requires, comply with the rules that apply to you, and not sell where you may not. You must not present yourself as licensed or registered unless you are.

14.2. Cubrik provides no investment advice, to you or to your subscribers. Neither its review of a strategy nor anything it shows about one is advice or a recommendation.

14.3. You are responsible for declaring and paying the taxes due on your sales and earnings, and for any registration they require, including for VAT or sales tax. Where Whop collects and remits tax on your sales, it does so under its own terms. Cubrik does not collect or remit tax on your sales and gives no tax advice.

14.4. Cubrik may give the authorities the information about you and your sales that the law requires it to report, for example under the EU's rules on reporting by digital platforms (Council Directive (EU) 2021/514, "DAC7") where they apply, and you must give Cubrik, when asked, the information that such reporting requires.

15. Personal data

15.1. As the seller, you can see on Whop the details of your buyers that Whop shows sellers, which can include their names, e-mail addresses and payments. You receive them as a controller in your own right. You must handle them under the data-protection law that applies to you, keep them secure, use them only for the subscription — to provide it, to answer the subscriber and to meet your legal and tax obligations — and give them to no one else except as the law requires.

15.2. Cubrik does not give you a subscriber's Cubrik account, agents, connected accounts or individual results, and you must not try to obtain them. A listing shows subscribers' results only together, as clause 10.1 provides.

15.3. Your Creator page shows you, for each listing, its state, its versions and their reviews, and the number of subscribers whose subscription is in force, and, for all your listings together, the payments made for them; your Whop account shows your sales, balance and payouts. Cubrik keeps the data of the Marketplace — listings, versions, reviews, subscriptions, payments and the figures it measures — to operate the Marketplace and the Service, as the Privacy Policy describes, and does not give one creator's data to another. After these Creator Terms end, your Whop account remains yours under Whop's terms.

16. Stopping and ending

16.1. You may stop selling a listing at any time from your Creator page. No new subscription to it is then sold, and subscriptions already sold run to the end of the period paid for, without renewing; their agents run until then.

16.2. You may leave the Marketplace by stopping every listing. These Creator Terms then continue to apply to the subscriptions already sold until the last of them has ended, and afterwards to anything about your sales still to be settled, such as refunds, disputes and taxes.

16.3. You must stop selling every listing before you delete your Cubrik account. If subscriptions to your strategies are still in force when it is closed, Cubrik keeps running the approved versions for those subscribers until their subscriptions end, under clause 8, and then deletes them as the Privacy Policy provides.

16.4. Your balance is held and paid out by Whop, under its terms. Leaving the Marketplace or closing your Cubrik account does not close your Whop account; before you close your Cubrik account, withdraw your balance or make sure you can reach your Whop account directly.

16.5. Cubrik may close the Marketplace, or stop offering it in a country, with at least 30 days' notice by e-mail. The subscriptions concerned then end at the end of their current period, without renewing.

17. Changes to these Creator Terms

17.1. We may change these Creator Terms, including the Platform Fee, the range of prices and the conditions of clause 3. We tell you of a change by e-mail at least 15 days before it takes effect, and at least 30 days before an increase of the Platform Fee takes effect. You may stop selling before a change takes effect; selling after it takes effect is acceptance of it.

17.2. A change applies only from the day it takes effect, never to payments made or versions approved before then. The notice periods in clause 17.1 do not apply to a change that the law or an order requires sooner, or that is needed to address an unforeseen and imminent danger to the Service, its users or subscribers, such as fraud or a security risk.

18. Liability and governing law

18.1. Clauses 11 (Disclaimer of warranties), 12 (Limitation of liability), 13 (Indemnification), 17 (Governing law) and 18 (Dispute resolution, arbitration and class action waiver) of the Terms of Service apply to these Creator Terms and to your sales on the Marketplace. For clause 12, the amounts you paid to Cubrik include the Platform Fees Cubrik received from your sales. Cubrik does not promise you any sale or any earnings.

18.2. You also agree to defend, indemnify and hold harmless Cubrik, its affiliates and their directors, officers, employees and agents from and against any claim, demand, loss, liability, damage, cost or expense (including reasonable attorneys' fees) arising out of or relating to: your strategies and listings and what you publish about them; your sales and your dealings with your subscribers, including their claims, refunds, chargebacks and disputes; taxes on your sales and earnings; any licence or registration that selling your strategies requires; your handling of subscribers' personal data; or your breach of these Creator Terms.

19. Contact

help@cubrik.ai — legal@cubrik.ai